National Bank of Canada MasterCard Edition Credit Card

Cash Back card

14.5

Annual interest rate

$20

Annual fee

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Overview of credit card features

Annual Fee	$20
Additional Cards Fee	0%
Annual interest rate	14.5%
Cash Advances	21.99%
General Cash Back Percentage	$1

Travel Medical Insurance	no
Travel Accident Insurance	no
Trip Cancellation Insurance	no
Extended Warranty (1 Year)	yes
Purchase Protection (90 days)	yes

This card is good for:

Those who want to establish or rebuild credit history
Those who want to take advantage of a low interest option
Those who want a flexibility between CashBack and an A la carte Rewards Plan

Editor`s Review

This is a unique card that offers either a Cash Back or À la carte Rewards Plan based on your individual preference. Although this card technically does not have an annual fee, there is a $20 annual option to reduce your interest rate from 19.99% to 14.5% - an option one should take a closer look at. This card is great to help establish or rebuild credit, and offers additional perks such as extended warranty up to one additional year, and 90 days purchase insurance on your purchases.