CIBC Aventura Gold Visa Card

Annual Fee $120 Additional Cards Fee $50 Annual interest rate 19.99% Cash Advances 21.99% General Points Reward 1pts. Gas Points Reward 1.5pts. Groceries Points Reward 1.5pts. Recurring Bills Points Reward 1pts. Pharmacy Points Reward 1.5pts. Other Points Reward 1pts.	Travel Medical Insurance yes Travel Accident Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

• Those who like to collect air travel rewards for all your purchases
• Those who want to take advantage of comprehensive insurance coverage including Flight Delay and Baggage Insurance
• Those want to save with Avisand Budget car rental
• Those who enjoy commission-free Traveller's Cheques, and more

CIBC Aventura Gold Visa Card allows customers to collect reward points for travel with minimal income requirements - $15,000. Although the card has an annual fee of $120, the benefits and features of the card allow lower income earners to take full advantage of great rewards and benefits. The reward program allows users to redeem points for flights as low as 10,000 and provides coverage for taxes and airport fees.

• Earn 1 Point 1 Aventura Point for every $1 spent using your card
• 1.5 Aventura Points for every $1 spent at gas stations, grocery stores, drug stores and participating Bonus Rewards restaurants, hotels, inns, and spas (check the website for participating locations - Bonus Rewards)
• 2 Aventura Points for booking travel via CIBC

The insurance coverage is impressive with:

• Out-of-Province Emergency Travel Medical Insurance covers the primary cardholder, their spouse and dependent children for the first 15 days of a trip
• Flight Delay and Baggage Insurance for lost, stolen, damaged or delayed checked baggage
• Auto Rental Collision/Loss Damage Insurance
• $500,000 Common Carrier Accident Insurance
• Purchase Security & Extended Protection Insurance