ChoicePlus American Express

Annual Fee $65 Annual interest rate 19.99% General Points Reward 2pts. Gas Points Reward 1pts. Recurring Bills Points Reward 1pts. Hotel Points Reward 1pts. Other Points Reward 1pts.	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

• Those who want the flexibility to choose their 5 favourite locations to earn double the points
• Those who want the ability to earn points on all other purchases
• Those who enjoy benefits including extended manufacturers' warranties, personalized services and access to exclusive tickets

Choose 5 places from a list of select American Express merchants and earn 2 points for every $1 spent on eligible purchases. Everywhere else, earn 1 point for every $1 spent. Points are redeemable at any time, are not capped, and do not expire.

What's more, earn 12,000 welcome bonus points the first time you use your card! You can also add free supplementary cards to your account and watch the points add up!

Get personalized service all day, every day to answer any questions you may have. Get access to tickets for the hottest shows and special events, and ensure your purchases are protected with automatically doubled manufacturer's warranty, and insurance against accidental physical damage and theft.