Bank of America Business Advantage Customized Cash Rewards Mastercard

Annual Fee $0 Annual interest rate 18.49% - 28.49% Variable% General Points Reward 0.03pts.	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance yes Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

No annual fee. Earn 3% cash back in the category of your choice: gas stations and EV charging, office supply stores, travel, TV/telecom and wireless, computer services, or business consulting services. Earn 2% cash back at restaurants. Earn 1% on all other purchases. The 3% and 2% cash back apply on the first $50,000 in combined choice category and dining purchases each calendar year, then 1%. $300 online statement credit welcome bonus after spending $3,000 within the first 90 days of account opening. 0% intro APR for 9 billing cycles on purchases, then 18.49% to 28.49% variable APR. Preferred Rewards for Business clients can earn 25%-75% more cash back. 3% foreign transaction fee. Free employee cards with individual spending limits. Cash flow management tools. Online and mobile banking. Account alerts. World Elite Mastercard benefits.Small businesses with a dominant spending category they can lock in for 3% cash back plus dining at 2%.