The Business Platinum Card from American Express

Annual Fee $695 Annual interest rate See Pay Over Time APR (charge card)% General Points Reward 0.05pts.	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

$695 annual fee. Earn 5X Membership Rewards points on flights and prepaid hotels booked through American Express Travel. Earn 1.5X points on each eligible purchase of $5,000 or more (up to an additional 1 million points per calendar year). Earn 1X point on other eligible purchases. 150,000 Membership Rewards points welcome offer after spending $20,000 within the first 3 months (terms apply). Up to $200 in airline incidental fee statement credits per calendar year with a selected qualifying airline. Up to $400 in Dell statement credits each year ($200 semi-annually). Up to $189 in CLEAR Plus statement credits per calendar year. Up to $100 statement credit toward Global Entry or TSA PreCheck application fee every 4-4.5 years. The Centurion Lounge, Delta Sky Club (when flying same-day Delta), Priority Pass Select, Plaza Premium, and Escape Lounges - The Centurion Studio Partner. Marriott Bonvoy Gold Elite and Hilton Honors Gold status. Fine Hotels + Resorts and The Hotel Collection benefits. $120 in wireless statement credits and $360 in Indeed credits per year. No foreign transaction fees. Pay Over Time option. Cell phone protection.Business owners who travel heavily and value premium lounge access, airline credits, and elite hotel status to offset the $695 annual fee.