Bank of America Customized Cash Rewards Credit Card for Students

No annual fee student card with 3% cash back in chosen category (gas, online, dining, travel, drug stores, or home improvement), 2% at grocery stores and wholesale clubs.


Bank of America Customized Cash Rewards Credit Card for Students
18.24% - 28.24% Variable
Annual interest rate

Apply by phone 1-800-732-9194

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
18.24% - 28.24% Variable%
  • General Points Reward
0.03pts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
yes
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
yes
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
yes

Card details

No annual fee. Earn 3% cash back in the category of your choice: gas and EV charging, online shopping (including cable, internet, phone plans, and streaming), dining, travel, drug stores and pharmacies, or home improvement and furnishings. Earn 2% cash back at grocery stores and wholesale clubs. Earn 1% on all other purchases. The 3% and 2% rewards apply on the first $2,500 in combined choice category, grocery store, and wholesale club purchases each quarter, then 1% after. $200 online cash rewards bonus after spending $1,000 in the first 90 days. 0% intro APR for 15 billing cycles on purchases and balance transfers made in the first 60 days, then 18.24% to 28.24% variable APR. Preferred Rewards for Students customers can earn 25%-75% more cash back. Free FICO Score access. No expiration on rewards. Mobile Wallet support.

This card is good for:

Students who want to maximize cash back by choosing the category that matches their spending each month.

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