Target RedCard Credit Card

5% off every Target purchase in-store and on Target.com; free shipping on most items; 30 extra days returns


Target RedCard Credit Card
29.95% Variable
Annual interest rate

Apply by phone 1-800-424-6888

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
29.95% Variable%
  • General Points Reward
0.05pts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
no

Card details

No annual fee; 5% instant discount on nearly every purchase at Target stores, Target.com, and Starbucks cafes inside Target; exclusions: prescriptions, clinic services, gift cards, and some others; free shipping on most items at Target.com; extra 30 days for returns and exchanges (on top of standard Target return window); exclusive extras: Target Circle 360 special offers and early access to sales events; issued by TD Bank USA on the Mastercard network as a Target-co-branded card; 29.95% variable purchase APR (high rate; pay in full each month); no foreign transaction fee is not applicable (designed for Target-use; travel benefits minimal); $41 late payment fee; $29 returned payment fee; can be used anywhere Mastercard is accepted (earns 1% outside Target)

This card is good for:

Target loyalists who want instant 5% off on every Target trip plus free shipping and extended returns

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