Upgrade Cash Rewards Visa

1.5% unlimited cash back on payments to your card; no annual fee; fixed-rate installment payoffs on every purchase


Upgrade Cash Rewards Visa
14.99% - 29.99% Variable
Annual interest rate

Apply by phone 1-844-319-3909

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
14.99% - 29.99% Variable%
  • General Points Reward
0.015pts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
yes
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
yes
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
no

Card details

Earn unlimited 1.5% cash back on payments you make to your Upgrade Card; no annual fee; $200 welcome bonus when you also open an Upgrade Rewards Checking Preferred account and make 3 debit card transactions; personal credit line of $500 to $25,000 subject to credit approval; fixed monthly payments on each purchase (treats every purchase like a personal loan); lowest APRs require enrollment in Autopay; balance transfer fee up to 5%; foreign transaction fee up to 3%; Visa Signature benefits on most Upgrade Cards: Extended Warranty Protection, Price Protection, Roadside Dispatch, Travel and Emergency Assistance, and Visa's Zero Liability Policy; no prepayment penalties; soft credit check to see pre-qualified offers

This card is good for:

Borrowers who want fixed-rate predictability on credit-card purchases and flat cash back, without having to juggle rotating categories or annual fees

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