SoFi Unlimited 2% Credit Card

Unlimited 2% cash back on all eligible purchases; no annual fee; no foreign transaction fee


SoFi Unlimited 2% Credit Card
18.49% - 28.99% Variable
Annual interest rate

Apply by phone 1-844-697-6657

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
18.49% - 28.99% Variable%
  • General Points Reward
0.02pts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
yes

Card details

Earn unlimited 2% cash back rewards on all eligible purchases when redeemed into a SoFi Checking and Savings account, SoFi Money account, or SoFi Active Invest account; redeem at 1% cash back or for statement credit; no annual fee; no foreign transaction fee; $10 or 5% cash advance fee; up to $41 late payment fee; cellular telephone protection up to $1,000 per claim with 2 claims per year; Mastercard World Elite benefits including ShopRunner, Lyft credit, DoorDash DashPass, Priceless Cities travel and entertainment offers; ID theft protection and cellphone protection via Mastercard; contactless tap-to-pay and Apple Pay / Google Pay / Samsung Pay support; free FICO score monitoring inside the SoFi app

This card is good for:

Everyday spenders who want a simple, flat 2% back on everything without tracking categories; existing SoFi customers who can redeem rewards into their SoFi deposit or investing accounts

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