American Express Platinum Card for Schwab

Annual Fee $695 Annual interest rate 19.49% - 29.49% Variable% General Points Reward 0.01pts. Groceries Points Reward 0.05 Flights Points Reward 0.05pts. Dinning Points Reward 0.05	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

Exclusive to eligible Charles Schwab brokerage account holders; 5x Membership Rewards points on flights booked directly or via AmexTravel.com (up to $500K/year); 5x on prepaid hotels via AmexTravel.com; 1x on other purchases; 80,000-point welcome bonus after $8,000 spend in 6 months; Convert Membership Rewards points to Schwab brokerage cash at 1.1 cents per point (deposited into a linked Schwab account); Complimentary Platinum Card benefits: $200 annual hotel credit (Fine Hotels + Resorts and The Hotel Collection); $200 airline incidental fee credit; $200 Uber Cash; $189 CLEAR Plus credit; $240 digital entertainment credit; $155 Walmart Plus credit; $100 Saks Fifth Avenue credit; Centurion Lounge, Delta Sky Club (when flying Delta same day), Priority Pass Select, Escape Lounges; Hilton Honors Gold and Marriott Bonvoy Gold status; Global Entry or TSA PreCheck fee credit; trip cancellation and interruption insurance; trip delay; baggage insurance; secondary car rental loss and damage insurance; concierge service; extended warranty; purchase protectionCharles Schwab brokerage clients who want to recycle Membership Rewards into investable cash alongside full Platinum travel benefits