American Express Business Gold Card

4x on 2 top business categories where you spend most; 100,000-point welcome bonus; $240 in flexible business credits


American Express Business Gold Card
19.49% - 29.49% Variable
Annual interest rate
$375.00
Annual fee

Apply by phone 1-800-525-3355

Overview of credit card features

 
 
  • Annual Fee
$375
  • Annual interest rate
19.49% - 29.49% Variable%
  • General Points Reward
0.01pts.
  • Groceries Points Reward
0.04
  • Flights Points Reward
0.05pts.
  • Dinning Points Reward
0.04
  • Travel Medical Insurance
yes
  • Travel Accident Insurance
yes
  • Trip Cancellation Insurance
yes
  • Trip Interruption Insurance
yes
  • Vehicle Rental Insurance
yes
  • Travel Family Insurance
yes
  • Concierge Services
yes
  • Price Protection Insurance
yes
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
yes

Card details

4x Membership Rewards points automatically on the top 2 eligible categories where your business spends most each month (from 6 categories: US advertising in select media, US gas stations, US restaurants including takeout and delivery, US purchases for monthly wireless phone services, transit, US purchases for computer hardware/software/cloud services) up to $150,000 per year combined; 3x on flights and prepaid hotels booked through AmexTravel.com; 1x on other purchases; 100,000-point welcome bonus after $15,000 spend in 3 months; $240 annual flexible business credit ($20/month at Dell, Grainger, Indeed, Adobe, or FedEx); $155 Walmart Plus monthly membership credit; No preset spending limit with Pay Over Time; purchase protection; extended warranty; baggage insurance; car rental loss and damage (secondary); trip delay insurance; Global Assist Hotline; dedicated business travel consultants

This card is good for:

Growing businesses that want high category-flexibility rewards without the Business Platinum annual fee

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