American Express Business Platinum Card

Annual Fee $695 Annual interest rate 19.49% - 29.49% Variable% General Points Reward 0.01pts. Groceries Points Reward 0.05 Flights Points Reward 0.05pts. Dinning Points Reward 0.05	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

5x Membership Rewards points on flights booked directly or via AmexTravel.com and on prepaid hotels via AmexTravel.com; 1.5x on electronics goods retailers, shipping, construction materials/hardware, software/cloud computing/web services, US purchases of $5,000 or more (up to $2M per year); 1x on other purchases; 150,000-point welcome bonus after $20,000 spend in 3 months; 35% Membership Rewards Pay With Points rebate on eligible airfare (up to 1M points per year); $200 annual airline fee credit; $400 Dell Technologies credit ($200 semi-annually); $360 annual Indeed credit ($90/quarter); $150 Adobe credit; $120 wireless credit ($10/month); $189 CLEAR Plus credit; Centurion Lounge, Priority Pass Select, Delta Sky Club (when flying Delta same day); Hilton Honors Gold and Marriott Bonvoy Gold status; Fine Hotels + Resorts and The Hotel Collection benefits; Global Entry or TSA PreCheck fee credit; trip cancellation and interruption insurance; trip delay; baggage insurance; secondary car rental loss and damage insurance; extended warranty; purchase protection; concierge serviceBusiness owners with significant travel spend who can maximize lounge access, Dell/Indeed/Adobe credits, and Pay With Points rebate