The Platinum Card from American Express

Annual Fee $695 Annual interest rate 19.49% - 29.49% Variable% General Points Reward 0.01pts. Groceries Points Reward 0.05 Flights Points Reward 0.05pts. Dinning Points Reward 0.05	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

5x Membership Rewards points on flights booked directly or via AmexTravel.com (up to $500K/year); 5x on prepaid hotels via AmexTravel.com; 1x on other purchases; 80,000-point welcome bonus after $8,000 spend in 6 months; $200 annual hotel credit (Fine Hotels + Resorts or The Hotel Collection); $200 airline incidental fee credit; $240 digital entertainment credit ($20/month); $200 Uber Cash ($15/month plus $35 in December); $189 CLEAR Plus credit; $155 Walmart Plus credit; $100 Saks Fifth Avenue credit; $300 Equinox credit; Global Entry or TSA PreCheck application fee credit; Centurion Lounge, Delta Sky Club (when flying Delta same day), Priority Pass Select, Escape Lounges; Hilton Honors Gold and Marriott Bonvoy Gold status; Fine Hotels + Resorts and The Hotel Collection benefits; trip cancellation and interruption insurance up to $10,000 per trip; trip delay insurance; baggage insurance; secondary car rental loss and damage insurance; Premium Global Assist; concierge service; extended warranty; purchase protectionFrequent travelers who value airport lounge access and premium travel protections; high-income spenders who can maximize the many statement credits