Bread Cashback American Express Card

No AF; 2% flat; no bonus; simple structure


Bread Cashback American Express Card
28.99% Variable
Annual interest rate

Apply by phone 1-855-892-7323

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
28.99% Variable%
  • _________________________________
no
  • General Points Reward
2% unlimited cash back on all purchasespts.
  • Recurring Bills Points Reward
no
  • Pharmacy Points Reward
no
  • Other Points Reward
no
  • _________________________________
no
  • General Cash Back Percentage
2%
  • Recurring Bills Cash Back Reward
no
  • Other Cash Back Reward
no
  • _________________________________
no
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Lounge Access (four per year)
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Extended Warranty (2 Year)
no
  • Special Offer
no
  • Purchase Protection (120 days)
no
  • Purchase Protection (90 days)
no
  • Purchase Protection (180 days)
no
  • Lounge Access (two per year)
no
  • Lounge Access (one per year)
no
  • Mobile Payment
no
  • Baggage Delay/Loss $5000
no

Card details

Bread Cashback American Express Card; $0 annual fee; earn unlimited 2% cash back on every purchase with no categories or caps; cash back never expires; redeem in any amount, starting from $1, as a statement credit or direct deposit to a linked bank account; welcome offer: limited-time bonuses vary; 22.24%-30.99% variable purchase APR; 3% foreign transaction fee; Amex benefits: global assist hotline, car rental loss and damage insurance (secondary), purchase protection, extended warranty; contactless tap-to-pay; Apple Pay, Google Pay, Samsung Pay support.

This card is good for:

Flat-rate earners who want simple 2% cash back on everything without an annual fee, similar to Citi Double Cash but on the Amex network.

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