Overview of credit card features
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| $0 | | 17.99% - 18.24% Variable% | - _________________________________
| no | | 2% cash back with PenFed Honors Advantage; 1.5% otherwisepts. | - Recurring Bills Points Reward
| no | | no | | no | - _________________________________
| no | - General Cash Back Percentage
| 1.5% | - Recurring Bills Cash Back Reward
| no | | no | - _________________________________
| no |
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| no | - Travel Accident Insurance
| no | - Trip Cancellation Insurance
| no | - Trip Interruption Insurance
| no | | no | | no | - Lounge Access (four per year)
| no | | no | - Price Protection Insurance
| no | - Extended Warranty (1 Year)
| yes | - Extended Warranty (2 Year)
| no | | no | - Purchase Protection (120 days)
| no | - Purchase Protection (90 days)
| no | - Purchase Protection (180 days)
| no | - Lounge Access (two per year)
| no | - Lounge Access (one per year)
| no | | no | | no |
|
Card details
PenFed Power Cash Rewards Visa Signature Card; $0 annual fee (PenFed membership added at application); earn 1.5% cash back on every purchase, or 2% if you hold a PenFed checking account with direct deposit; welcome offer: $100 cash back after $1,500 spent in first 90 days; 0% intro APR on balance transfers for 12 months; 17.99% variable purchase APR; no foreign transaction fee; redeem cash back as statement credit with no minimum; auto rental CDW (secondary); purchase protection; extended warranty; travel accident insurance.
This card is good for:
PenFed Credit Union members with direct deposit who want the 2% flat cash back rate; a simpler alternative to the 5x Platinum Rewards.