Navy Federal cashRewards Credit Card

Annual Fee $0 Annual interest rate 14.40% - 18.00% Variable% _________________________________ no General Points Reward 1.75% cash back on all purchases (with active direct deposit); 1.5% withoutpts. Recurring Bills Points Reward no Pharmacy Points Reward no Other Points Reward no _________________________________ no General Cash Back Percentage 1.5% Recurring Bills Cash Back Reward no Other Cash Back Reward no _________________________________ no

Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Lounge Access (four per year) no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Extended Warranty (2 Year) no Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) no Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no Baggage Delay/Loss $5000 no

Navy Federal cashRewards Credit Card; $0 annual fee (Navy Federal members only); earn 1.75% cash back on all purchases if you have direct deposit with Navy Federal; 1.5% without direct deposit; welcome offer: $200 bonus cash back after $2,000 spent in first 90 days; 0% intro APR on balance transfers for 12 months; 17.99%-18% variable purchase APR (capped well below competitors); no foreign transaction fee; redeem cash back as statement credit, direct deposit to Navy Federal savings/checking, or as check; travel accident insurance; auto rental CDW (secondary); purchase protection; $0 liability on unauthorized charges.Navy Federal members with direct deposit who want capped-APR flat 1.75% cash back on everything.