Navy Federal cashRewards Credit Card

Annual Fee $0 Annual interest rate 14.40% - 18.00% Variable% _________________________________ no General Points Reward 1.75% cash back on all purchases (with active direct deposit); 1.5% withoutpts. Recurring Bills Points Reward no Pharmacy Points Reward no Other Points Reward no _________________________________ no General Cash Back Percentage 1.5% Recurring Bills Cash Back Reward no Other Cash Back Reward no _________________________________ no

Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Lounge Access (four per year) no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Extended Warranty (2 Year) no Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) no Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no Baggage Delay/Loss $5000 no

1.75% cash back on all purchases with active Navy Federal checking direct deposit; 1.5% without; $250 bonus after $2,500 spend in 90 days; no annual fee; no foreign transaction fees; Visa Signature benefitsNavy Federal members wanting flat cash back with direct deposit bonus