Wells Fargo Reflect Card

Annual Fee $0 Annual interest rate 17.24%, 23.74%, or 28.99% Variable% _________________________________ no General Points Reward No rewards; focus on low intro APRpts. Recurring Bills Points Reward no Pharmacy Points Reward no Other Points Reward no _________________________________ no Recurring Bills Cash Back Reward no Other Cash Back Reward no _________________________________ no

Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance yes Travel Family Insurance no Lounge Access (four per year) no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Extended Warranty (2 Year) no Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no Baggage Delay/Loss $5000 no

Wells Fargo Reflect Card; $0 annual fee; 0% intro APR on purchases and qualifying balance transfers for 21 months from account opening (one of the longest available), then 17.24%-28.99% variable; no rewards program (trades rewards for intro-APR length); 5% or $5 balance transfer fee; 3% foreign transaction fee; cell phone protection up to $600 (less $25 deductible) when you pay your cell bill with the card; auto rental CDW (secondary); 24/7 roadside dispatch; travel and emergency assistance; Visa Zero Liability; purchase assurance; Visa Signature benefits.Cardholders consolidating balance-transfer debt who want the longest 0% intro APR available (21 months) over earning rewards.