Wells Fargo Reflect Card

No annual fee; 0% intro APR 21 months (longest in market); cell phone protection; no rewards

Wells Fargo Reflect Card
17.24%, 23.74%, or 28.99% Variable
Annual interest rate
$0.00
Annual fee

Apply by phone 1-800-642-4720

Overview of credit card features

 
  
  • Annual Fee
$0
  • Annual interest rate
17.24%, 23.74%, or 28.99% Variable%
  • _________________________________
no
  • General Points Reward
No rewards; focus on low intro APRpts.
  • Recurring Bills Points Reward
no
  • Pharmacy Points Reward
no
  • Other Points Reward
no
  • _________________________________
no
  • Recurring Bills Cash Back Reward
no
  • Other Cash Back Reward
no
  • _________________________________
no
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
yes
  • Travel Family Insurance
no
  • Lounge Access (four per year)
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
yes
  • Extended Warranty (2 Year)
no
  • Special Offer
no
  • Purchase Protection (120 days)
no
  • Purchase Protection (90 days)
yes
  • Purchase Protection (180 days)
no
  • Lounge Access (two per year)
no
  • Lounge Access (one per year)
no
  • Mobile Payment
no
  • Baggage Delay/Loss $5000
no

Card details

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers; 21 months is one of the longest intro APR offers; cell phone protection up to $600; no annual fee; no rewards program

This card is good for:

Balance transfer users; people carrying a balance; those needing a long 0% APR period

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