Bank of America Unlimited Cash Rewards Secured

No annual fee; secured card with 1.5% cash back; $200 minimum deposit; build credit


Bank of America Unlimited Cash Rewards Secured
28.74% Variable
Annual interest rate

Apply by phone 1-800-732-9194

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
28.74% Variable%
  • General Points Reward
1.5% unlimited cash back on every purchasepts.
  • General Cash Back Percentage
1.5
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
no

Card details

Bank of America Unlimited Cash Rewards Secured Card; $0 annual fee; requires a refundable security deposit of $200 to $4,900 that becomes your credit line; earn unlimited 1.5% cash back on every purchase; automatic account reviews to potentially graduate to unsecured status; no welcome offer specific to secured version; 26.49% variable purchase APR; 3% foreign transaction fee; redeem cash back as statement credit or deposit to BofA checking/savings; travel and emergency services; auto rental CDW (secondary); purchase protection; $0 liability on unauthorized charges; free FICO monitoring.

This card is good for:

Credit builders who want to earn cash back while establishing credit history with a secured card, with a path to the unsecured Unlimited Cash Rewards.

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