BankAmericard Credit Card

No annual fee; 0% intro APR for 18 months on purchases and transfers; no penalty APR


BankAmericard Credit Card
16.74% - 26.74% Variable
Annual interest rate

Apply by phone 1-800-732-9194

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
16.74% - 26.74% Variable%
  • General Points Reward
No rewards programpts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
no

Card details

BankAmericard Credit Card; $0 annual fee; 0% intro APR on purchases and balance transfers for 21 billing cycles, then 15.24%-25.24% variable (one of the lowest ongoing rates available); 3% balance transfer fee (4% after first 60 days); no rewards program (low ongoing APR is the core benefit); 3% foreign transaction fee; travel and emergency services; auto rental CDW (secondary); purchase protection; $0 liability on unauthorized charges; contactless tap-to-pay and mobile wallet support; free FICO score monitoring via BofA online.

This card is good for:

Cardholders who need the longest balance-transfer window (21 months) and the lowest ongoing APR for continued debt paydown.

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