Bank of America Customized Cash Rewards

Annual Fee $0 Annual interest rate 18.74% - 28.74% Variable% General Points Reward 3% cash back in choice category (up to $2,500/quarter); 2% grocery/wholesale; 1% otherpts. General Cash Back Percentage 1 Gas Cash Back Reward 3 Groceries Cash Back Reward 2	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) no

3% cash back in your choice of category (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings) on up to $2,500 in combined purchases each quarter; 2% at grocery stores and wholesale clubs (up to $2,500/quarter); 1% on all other purchases; $200 online cash rewards bonus after spending $1,000 in first 90 days; 0% intro APR for 15 billing cycles on purchases and balance transfers; Preferred Rewards members earn 25-75% morePeople who want to choose their top cash back category; grocery shoppers; Preferred Rewards members