Citi Secured Mastercard

No annual fee; secured card; free FICO score; build credit with responsible use


Citi Secured Mastercard
25.74% Variable
Annual interest rate

Apply by phone 1-800-950-5114

Overview of credit card features

 
 
  • Annual Fee
$0
  • Annual interest rate
25.74% Variable%
  • General Points Reward
No rewards programpts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
no

Card details

Citi Secured Mastercard; $0 annual fee; requires a refundable security deposit of $200 to $2,500 that becomes your credit limit; no rewards program (pure credit-building tool); 27.74% variable APR; 3% foreign transaction fee; Citi reports to all 3 US credit bureaus; may graduate to an unsecured Citi card with responsible use; $0 liability on unauthorized charges; 24/7 fraud protection; access to free FICO Score monitoring.

This card is good for:

Credit builders and those with limited or damaged credit who want a secured card from a major US issuer with FICO monitoring.

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