Citi Simplicity Card

No annual fee; 0% intro APR for 18 months on purchases and transfers; no late fees ever


Citi Simplicity Card
18.49% - 29.24% Variable
Annual interest rate
$0.00
Annual fee

Apply by phone 1-800-950-5114
Apply Now

Overview of credit card features

 
  
  • Annual Fee
$0
  • Annual interest rate
18.49% - 29.24% Variable%
  • General Points Reward
No rewards programpts.
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
no
  • Purchase Protection (90 days)
no

Card details

Citi Simplicity Card; $0 annual fee; 0% intro APR on balance transfers for 21 months from first balance transfer; 0% intro APR on purchases for 12 months; then 18.99%-29.74% variable; no late fees, no penalty APR, no annual fee - the most forgiving Citi card; 5% or $5 balance transfer fee; no rewards program; 3% foreign transaction fee; Citi Entertainment presales; 24/7 fraud protection.

This card is good for:

Cardholders who occasionally miss payments or want balance-transfer debt consolidation without penalty fees and APR hikes.

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