Citi Custom Cash Card

Annual Fee $0 Annual interest rate 18.49% - 28.49% Variable% General Points Reward 5% cash back on top eligible spend category (up to $500/billing cycle); 1% on all otherpts. General Cash Back Percentage 1	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) no

Citi Custom Cash Card; $0 annual fee; earn 5% cash back automatically on purchases in your top eligible spend category each billing cycle, up to the first $500 spent; 1% after that and on all other purchases; eligible categories rotate based on your spending: restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment; $200 cash back welcome bonus after spending $1,500 in the first 6 months; 0% intro APR on purchases and balance transfers for 15 months, then 18.24%-28.24% variable; redeem ThankYou Points as statement credit, direct deposit, check, at checkout with PayPal merchants, or toward Citi ThankYou travel and gift cards; 3% foreign transaction fee; 5% or $5 balance transfer fee.Simple earners who want no-hassle 5% on a single monthly category without tracking rotating categories or signing up quarterly.