Capital One Spark Cash Plus

Annual Fee $150 Annual interest rate Pay in full each month (charge card)% General Points Reward 2% unlimited cash back on every purchasepts. General Cash Back Percentage 2	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) no

Capital One Spark Cash Plus Business Card; $150 annual fee (refundable if you spend $150,000 or more in your first year); earn unlimited 2% cash back on every business purchase; 5% cash back on hotels and rental cars booked through Capital One Travel; welcome offer: up to $2,000 in cash back (earn $500 after $10,000 spent in first 3 months, and an additional $1,500 after $50,000 spent in first 6 months); pay in full each month (charge card) with no preset spending limit that adjusts based on spending, payment history, and credit profile; $200 annual cash bonus for every $200,000 spent (unlimited, so effectively 2.1% or higher for high spenders); free employee cards with individual spending limits; year-end account summary for tax prep; no foreign transaction fee; travel and emergency assistance; auto rental CDW (primary for business); purchase protection; extended warranty; cell phone protection; $0 fraud liability.High-spending businesses (especially those spending $150k+ annually) who can get the annual fee refunded plus a $200 bonus every $200,000 spent.