Hilton Honors Surpass American Express Card

Annual Fee $150 Annual interest rate 19.49% - 28.49% Variable% General Points Reward 0.015pts. Gas Points Reward 0.030 Groceries Points Reward 0.030 Hotel Points Reward 0.060pts. Dinning Points Reward 0.030	Travel Medical Insurance yes Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) no

Hilton Honors Surpass American Express Card; $195 annual fee; earn 12x Hilton Honors points at Hilton hotels and resorts; 6x at US restaurants (including takeout and delivery in the US), US supermarkets, and US gas stations; 4x on US online retail; 3x on all other purchases; welcome offer: 130,000 Hilton Honors points after $3,000 spent in first 6 months; $50 Hilton statement credit each quarter (up to $200 annually) on Hilton stays; automatic Hilton Honors Gold Elite status (80% bonus points, room upgrades when available, free breakfast at many brands); Free Night Reward after spending $15,000 in a calendar year; no foreign transaction fee; baggage insurance; car rental loss/damage (secondary); purchase protection; extended warranty.Hilton Honors members who stay at Hilton properties 5+ nights per year and can use the $200 in quarterly Hilton credits plus Free Night after $15k spend.