American Express Blue Cash Preferred

Annual Fee $95 Annual interest rate 19.49% - 28.49% Variable% General Points Reward 6% supermarkets, 6% gas, 3% transit, 1% otherpts. General Cash Back Percentage 1 Gas Cash Back Reward 3 Groceries Cash Back Reward 6 Other Cash Back Reward 1	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

American Express Blue Cash Preferred Card; $95 annual fee (waived for first year on most welcome offers); earn 6% cash back at US supermarkets (up to $6,000 annual spend, then 1%); 6% on select US streaming subscriptions (Netflix, Disney+, Hulu, Spotify, Apple Music, etc.); 3% on US gas stations and transit (rideshare, taxis, parking, tolls, trains, buses); 1% on all other purchases; welcome offer: $250 statement credit after $3,000 spent in first 6 months; 0% intro APR on purchases and balance transfers for 12 months, then 19.24%-29.99% variable; return protection; fraud protection; extended warranty; purchase protection; car rental loss/damage insurance (secondary); Disney Bundle $7 monthly statement credit ($84/year); 2.7% foreign transaction fee.Households with heavy US grocery spending (up to $6,000 equals $360 in annual cash back at 6%) plus significant streaming subscriptions.