American Express Gold Card

Annual Fee $325 Annual interest rate 19.49% - 28.49% Variable% General Points Reward 0.01pts. Groceries Points Reward 0.04 Flights Points Reward 0.03pts. Dinning Points Reward 0.04	Travel Medical Insurance yes Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services yes Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) no

American Express Gold Card; $325 annual fee; earn 4x Membership Rewards points at restaurants worldwide, including takeout and delivery in the US (up to $50,000 annual spend then 1x); 4x at US supermarkets (up to $25,000 annual spend then 1x); 3x on flights booked directly with airlines or on amextravel.com; 1x on all other purchases; welcome offer: 60,000 Membership Rewards points after $6,000 spent in first 6 months; $120 annual dining credit ($10 monthly) at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and select Shake Shack; $120 annual Uber Cash ($10 monthly); $100 annual Resy credit ($50 semi-annually); no foreign transaction fee; baggage insurance; secondary rental car loss and damage insurance; transfer Membership Rewards 1:1 to 18+ airline and hotel partners; Front of the Line presales and Amex Experiences; purchase protection; extended warranty; access to The Hotel Collection; 19.49%-28.49% variable APR.Heavy restaurant and US grocery spenders who can maximize the $325 in annual credits ($120 dining + $120 Uber + $100 Resy) and transfer MR points to airline partners.