IHG One Rewards Traveler Credit Card

Annual Fee $0 Annual interest rate 19.24% - 27.74% Variable% General Points Reward 0.01pts. Gas Points Reward 0.015 Groceries Points Reward 0.015 Hotel Points Reward 0.025pts. Dinning Points Reward 0.015	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) no Purchase Protection (90 days) no

IHG One Rewards Traveler Credit Card; $0 annual fee; earn 17 points per $1 at IHG hotels (5x base + 10x through IHG One Rewards + 2x card bonus); 3 points per $1 on dining, gas stations, eligible streaming, and utilities; 2 points per $1 on all other purchases; welcome offer: 120,000 bonus points after spending $2,000 in first 3 months; 4th night free when redeeming points for award stays of 4+ nights; automatic IHG One Rewards Silver Elite status; 10,000-point rebate for each award stay (reward night rebate after redemption); no foreign transaction fee; purchase protection; extended warranty; travel accident insurance; baggage delay; lost luggage reimbursement.Occasional IHG guests (Holiday Inn, Holiday Inn Express, Kimpton, Hotel Indigo, etc.) who want no-fee elite status and the 4th-night-free award redemption perk.