United Explorer Card

2x on United, hotels & dining; free first checked bag; 2 United Club passes/year; $0 first year then $150.

19.74% - 28.24% Variable

Annual interest rate

$150.00

Annual fee

Apply by phone 1-800-432-3117

Apply Now

Overview of credit card features

Annual Fee	$150
Annual interest rate	19.74% - 28.24% Variable%
General Points Reward	0.013pts.
Hotel Points Reward	0.026pts.
Flights Points Reward	0.026pts.
Dinning Points Reward	0.026

Travel Medical Insurance	no
Travel Accident Insurance	no
Trip Cancellation Insurance	yes
Trip Interruption Insurance	yes
Vehicle Rental Insurance	yes
Travel Family Insurance	no
Concierge Services	no
Price Protection Insurance	yes
Extended Warranty (1 Year)	yes
Purchase Protection (90 days)	yes

Card details

2x miles on United, hotels and dining; 1x everywhere else; free first checked bag for cardmember and 1 companion; 2 United Club one-time passes per year; expanded award availability; $0 first year then $150 annual fee; trip cancellation $1,500/traveler; primary rental car coverage; extended warranty; purchase protection $10K/item; Global Entry/TSA PreCheck credit