NBC mycredit Mastercard

1% cashback on restaurants and recurring transfers; 0.5% on all other purchases; mobile device protection; no annual fee


NBC mycredit Mastercard

Apply by phone 1-888-622-2783

Overview of credit card features

 
 
  • Annual Fee
$0
  • Additional Cards Fee
$0
  • Annual interest rate
20.99%
  • Cash Advances
22.49%
  • General Points Reward
1%pts.
  • Travel Medical Insurance
yes
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
yes
  • Travel Family Insurance
no
  • Lounge Access (four per year)
no
  • Concierge Services
no
  • Price Protection Insurance
yes
  • Extended Warranty (1 Year)
no
  • Special Offer
no
  • Purchase Protection (120 days)
no
  • Purchase Protection (90 days)
yes
  • Purchase Protection (180 days)
no
  • Lounge Access (two per year)
no
  • Lounge Access (one per year)
no
  • Mobile Payment
no

Card details

NBC mycredit Mastercard; $0 annual fee; no minimum income; no rewards (flat cash-back structure on specific categories: 1% on groceries, recurring bills, and restaurants); 0.5% on all other purchases; promotional 9.90% purchase APR for the first 9 months on balance transfers, then 20.99%; 22.99% cash advance APR; 2.5% foreign transaction fee; Mastercard Zero Liability; common carrier accident; purchase security; mobile-wallet support (Apple Pay, Google Pay); free credit score via NBC online banking.

This card is good for:

First-time credit-card users, students, and Canadians rebuilding credit who want a no-fee card with modest cash back.

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