NBC Platinum Mastercard

Annual Fee $70 Additional Cards Fee $35 Annual interest rate 20.99% Cash Advances 22.49% General Points Reward 2xpts.

Travel Medical Insurance yes Travel Accident Insurance no Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance no Lounge Access (four per year) no Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) no Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no

NBC Platinum Mastercard; $89 annual fee (first year often rebated); earn 2 A-Rewards points per $1 on groceries, restaurants, recurring bills, and subscriptions; 1 point per $1 on all other purchases; welcome offer: up to 20,000 bonus A-Rewards points; Mastercard Platinum tier insurance: out-of-province emergency medical (under 60), trip cancellation, trip interruption, auto rental collision/loss damage waiver, common carrier accident; purchase security; extended warranty; mobile device insurance (enrollment required); 20.99% purchase APR / 22.99% cash advance; 2.5% foreign transaction fee.Moderate spenders who want category bonuses on groceries and dining plus Platinum-tier travel insurance at a mid-fee price point.