CIBC Costco Mastercard

Annual interest rate 21.99% Cash Advances 22.99% General Points Reward 3pts.	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance no Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

$0 annual fee with a Costco membership; earn 3% cash back on restaurants (up to $5,000 annual spend); 2% at Costco, Costco.com, and Costco Gas; 1% on all other purchases; cash back credited annually to the primary cardholder's CIBC statement in January; no foreign transaction fee when used at Costco internationally (standard 2.5% FX otherwise); Mastercard Zero Liability, Mastercard Identity Theft Protection, Price Protection; purchase assurance, extended warranty, common carrier accident; 20.99% purchase APR / 22.99% cash advance. (Canada-only Costco co-brand; replaced the Capital One Costco Mastercard in 2022.)Costco Canada members who want no-fee cash back at Costco plus a solid 3% dining rate in a single card.