CIBC Adapta Mastercard

Get the card that automatically rewards you with bonus points in your top 3 spend categories, with no annual fee.


CIBC Adapta Mastercard
21.99
Annual interest rate

Apply by phone 1-800-465-4653
Apply Now

Overview of credit card features

 
  
  • Annual Fee
$0
  • Annual interest rate
21.99%
  • Cash Advances
22.99%
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
no

Card details

$0 annual fee; designed for newcomers to Canada with no Canadian credit history - higher approval likelihood; earn 2 CIBC Rewards points per $1 on groceries, dining, transit, and recurring payments; 1 point per $1 on all other purchases; welcome offer: up to 20,000 bonus points during the first 12 months; Mastercard Zero Liability, Identity Theft Assistance, Price Protection; purchase assurance and extended warranty; common carrier accident; 20.99% purchase APR / 22.99% cash advance; 2.5% foreign transaction fee; free credit score via CIBC Online Banking.

This card is good for:

Recent immigrants to Canada, international students, and those establishing Canadian credit history who want a no-fee rewards-earning entry card.

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