SimplyCash® Preferred Card from American Express

Annual Fee $120 Annual interest rate 20.99% Cash Advances 21.99%	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance yes Travel Family Insurance no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) no Purchase Protection (90 days) yes

SimplyCash Preferred Card from American Express; $9.99 monthly fee ($119.88 annualized); earn 2% cash back on all eligible purchases with no caps and no categories; welcome offer: up to 10% cash back on first $2,000 spent in first 4 months (up to $200 bonus cash back); cash back applied to the statement annually; comprehensive travel insurance: out-of-province emergency medical (up to 15 days), trip cancellation, trip interruption, flight delay, baggage delay, auto rental collision/loss damage waiver, travel accident, common carrier; $1,000 mobile device insurance; Front of the Line presales; Amex Offers; no foreign transaction fee worldwide; 21.99% purchase APR.High-earning Canadians who want a simple flat-rate 2% cash-back card plus premium Amex travel insurance and no foreign transaction fees.