Overview of credit card features
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| yes | - Travel Accident Insurance
| yes | - Trip Cancellation Insurance
| no | - Trip Interruption Insurance
| no | | yes | | no | | no | - Price Protection Insurance
| yes | - Extended Warranty (1 Year)
| no | - Purchase Protection (90 days)
| yes |
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Card details
American Express Cobalt Card; $12.99 monthly fee ($155.88 annualized); no income requirement; earn 5 Membership Rewards points per $1 on eligible food, grocery, and drink purchases in Canada (groceries, restaurants, bars, cafes, food delivery, streaming food-related subscriptions) on the first $30,000 in annual spend, then 1 point per $1; 3 points per $1 on streaming services (Netflix, Spotify, Disney+, etc.); 2 points per $1 on travel and transit; 1 point per $1 on all other purchases; welcome offer: up to 30,000 Membership Rewards points in first year (2,500 per month on $500 minimum spend); transfer MR points 1:1 to Aeroplan, British Airways Avios, Delta, Etihad, and others; hotel partners include Hilton and Marriott; Front of the Line presales and Amex Experiences; comprehensive travel insurance: trip cancellation, trip interruption, flight delay, baggage delay, hotel burglary, auto rental collision/loss damage waiver, travel accident, common carrier; $250 mobile device insurance; no foreign transaction fee; 21.99% purchase APR.
This card is good for:
Urban foodies and young professionals in Canada who spend heavily on restaurants, groceries, and streaming - the best food-focused card in Canada.