CIBC Aventura Gold Visa Card

Annual Fee $139 Additional Cards Fee $50 Annual interest rate 21.99% Cash Advances 22.99% General Points Reward 1pts.	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance yes Travel Family Insurance no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

$139 annual fee (waived for first year); earn 2 Aventura points per $1 on travel booked via the CIBC Rewards Centre; 1.5 points per $1 at gas stations, grocery stores, and drugstores; 1 point per $1 on all other purchases; welcome offer: up to 35,000 Aventura points (15,000 on first purchase, additional 10,000 at spend milestones, first-year fee rebate); redeem points for any-airline / any-time travel, Fixed Points Travel chart rates for short-haul flights, merchandise, gift cards, or CIBC transactions; Visa *Gold tier insurance: out-of-province emergency medical (up to 15 days under 65), auto rental collision/loss damage waiver, common carrier accident, trip cancellation, flight delay, baggage delay; purchase security and extended warranty; Visa Zero Liability; 20.99% purchase APR / 22.99% cash advance; 2.5% foreign transaction fee.Travelers who want flexible any-airline redemption with the Aventura Fixed Points chart perks at a mid-tier annual fee, without the Visa Infinite income requirements.