Scotiabank Platinum American Express Card

Annual Fee $399 Additional Cards Fee $99 Annual interest rate 9.99% Cash Advances 9.99%

Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance yes Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance no Lounge Access (four per year) no Concierge Services yes Price Protection Insurance no Extended Warranty (1 Year) yes Special Offer no Purchase Protection (120 days) yes Purchase Protection (90 days) no Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no

Scotiabank Platinum American Express Card; $399 annual fee; minimum $100,000 personal or $200,000 household income; earn 2 Scene+ points per $1 on eligible purchases; 4x on groceries, dining, entertainment; redeemable at 1 point = $0.01 cash back / $0.01 at Cineplex; welcome offer: up to 60,000 Scene+ points plus annual fee credit; complimentary Priority Pass membership with 10 free annual lounge visits; NEXUS application fee rebate every 4 years; comprehensive travel insurance: out-of-province emergency medical (up to 31 days under 65), trip cancellation, trip interruption, flight delay, baggage delay, hotel burglary, auto rental collision/loss damage waiver, worldwide travel accident; American Express Invites and Front-of-the-Line presale access; Fine Hotels + Resorts program; 21.99% purchase APR / 22.99% cash advance; no foreign transaction fee.High-income frequent international travelers who want Priority Pass lounge access, comprehensive travel insurance, and Amex luxury perks.