MBNA rewards World Elite

Annual Fee $89 Annual interest rate 19.99% Cash Advances 24.99% General Points Reward 2pts.	Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Vehicle Rental Insurance no Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) no

MBNA Rewards World Elite Mastercard; $120 annual fee (first year rebated on most offers); minimum $80,000 personal or $150,000 household income for World Elite; earn 5 MBNA Rewards points per $1 on eligible restaurants, groceries, digital media, memberships, and household utility bills on first $50,000 annual spend (then 1 point per $1); 1 MBNA Rewards point per $1 on all other purchases; welcome offer: up to 10,000 MBNA Rewards points plus first-year fee rebate; redeem MBNA Rewards for travel (1 point = $0.01 via MBNA Travel), merchandise, brand-name gift cards, or cash back; Mastercard World Elite insurance: out-of-province emergency medical (up to 15 days under 65), trip cancellation, trip interruption, flight delay, baggage delay, auto rental collision/loss damage waiver, common carrier accident; Mastercard Priceless Cities; Mastercard World Elite concierge; complimentary Boingo Wi-Fi; 19.99% purchase APR / 24.99% cash advance; 2.5% foreign transaction fee.Mid-to-high earning Canadians with heavy grocery, restaurant, and utility spending who want generous 5x earn plus Mastercard World Elite travel insurance.

This no annual fee card gives you 5% cash back on gas and groceries for the first 6 months and 2% cash back thereafter. The Smart Cash credit cardholder receives 1% cash back on everything else. This credit card also has a promotional annual interest rate of 1.99% for the first 10 months (on balance transfers and deposits).