MBNA Smart Cash MasterCard

Annual Fee $0 Additional Cards Fee $0 Annual interest rate 19.99% Cash Advances 24.99% General Cash Back Percentage 1% Gas Cash Back Reward 2% Groceries Cash Back Reward 2%	Travel Accident Insurance yes Vehicle Rental Insurance yes Price Protection Insurance no Extended Warranty (1 Year) no

MBNA Smart Cash Mastercard; $0 annual fee; earned 2% cash back on gas station and grocery purchases on first $500 per billing cycle, then 1%; 0.5% cash back on all other purchases; annual fee waived with no minimum income requirement; common carrier accident; purchase assurance; extended warranty; Mastercard Zero Liability; 19.99% purchase APR / 22.99% cash advance; 2.5% foreign transaction fee. (Legacy MBNA cash-back product - may no longer accept new applications; existing cardholders retain terms.)Legacy cardholders who want simple 2% gas/grocery cash back without an annual fee; new applicants should check current MBNA availability.

This is a great everyday credit card that has one of the best cash rewards available, and no annual fees. You will get up to 5% cash back on gas and grocery purchases for the first 6 months, and up to 2% cash back on gas and groceries and 1% cash back on all other transactions thereafter. As well, to help pay down existing debt, you can transfer a balance owing from another card at only 1.99% for 10 months. This can significantly help reduce your interest payments.