CIBC Dividend Visa Infinite Card

Annual Fee $120 Additional Cards Fee $30 Annual interest rate 21.99% Cash Advances 22.99% General Points Reward 4pts.	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance yes Travel Family Insurance no Concierge Services yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

$120 annual fee; minimum $60,000 personal or $100,000 household income for Visa Infinite qualification; 4% cash back on gas and grocery purchases; 2% on dining, daily transit, and recurring payments; 1% on all other purchases; no cap on base category rates up to a generous $80,000 annual spend threshold; welcome offer: 10% cash back on first $2,000 spent in first 4 months (up to $200) plus first-year fee rebate; Visa Infinite benefits: mobile device insurance up to $1,000, auto rental collision/loss damage waiver, out-of-province emergency medical (up to 10 days under 65), trip cancellation, trip interruption, common carrier accident, flight delay, baggage delay, hotel burglary, purchase security, extended warranty; Visa Infinite concierge, Luxury Hotel Collection, dining series; 20.99% purchase APR / 22.99% cash advance.Households spending heavily on gas and groceries who want premium cash back plus Visa Infinite travel insurance for one $120 fee.