CIBC Select Visa Card

Carrying a balance can cost a pretty penny. Get the low interest CIBC Select Visa card and pay down your balance faster.

13.99

Annual interest rate

$29

Annual fee

Apply by phone 1-800-465-4653

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Overview of credit card features

Annual Fee	$29
Additional Cards Fee	$0
Annual interest rate	13.99%
Cash Advances	13.99%

Travel Medical Insurance	no
Travel Accident Insurance	no
Trip Cancellation Insurance	yes
Trip Interruption Insurance	yes
Vehicle Rental Insurance	no
Travel Family Insurance	no
Concierge Services	no
Price Protection Insurance	no
Extended Warranty (1 Year)	yes
Purchase Protection (90 days)	no

Card details

Low-rate Visa with a promotional 0.00% interest rate on balance transfers for the first 10 months (1% transfer fee); ongoing 13.99% purchase APR and 13.99% cash advance APR (well below the 20-21% standard); $29 annual fee, waived for the first year; no rewards program - this card trades rewards for a low rate; common carrier accident insurance; optional CIBC Payment Protector insurance; Visa Zero Liability; Visa Secure (3-D Secure) for online purchases; up to 3 additional authorized users free; free CIBC Mobile Banking app with transaction alerts; accepted anywhere Visa is, domestically and abroad (2.5% foreign transaction fee).

This card is good for:

Cardholders carrying a balance month-to-month who want the lowest CIBC APR and a balance-transfer runway; rate-focused users who do not care about rewards.