BMO CashBack Mastercard

Annual Fee $0 Annual interest rate 20.99% Cash Advances 23.99%	Travel Medical Insurance yes Travel Accident Insurance no Trip Cancellation Insurance yes Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

BMO CashBack Mastercard; $0 annual fee; earn 3% cash back on groceries (up to $500 monthly); 1% on recurring bill payments; 0.5% on all other purchases; welcome offer: 5% cash back on first $2,000 of groceries in first 3 months (up to $100 bonus); common carrier accident; purchase assurance; extended warranty; Mastercard Zero Liability; 20.99% purchase APR / 22.99% cash advance; 2.5% foreign transaction fee.No-fee entry-level cash back card for Canadians who want a solid 3% grocery rate without the income requirements or $120 fee of the World Elite version.