BMO Preferred Rate Mastercard

Give yourself a little breathing room with our lowest interest rate.


BMO Preferred Rate Mastercard

Apply by phone 1-800-263-2263

Overview of credit card features

 
 
  • Annual Fee
$29
  • Annual interest rate
13.99%
  • Cash Advances
15.99%
  • Travel Medical Insurance
yes
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
yes
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Concierge Services
no
  • Price Protection Insurance
yes
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
yes

Card details

BMO Preferred Rate Mastercard; $20 annual fee; ongoing 12.99% purchase APR (one of the lowest Canadian major-bank rates); no rewards program (trades earn for a low rate); 22.99% cash advance APR; 2.5% foreign transaction fee; common carrier accident; Mastercard Zero Liability; purchase security; optional BMO CreditCover balance-protection insurance.

This card is good for:

Cardholders carrying a month-to-month balance who prioritize interest savings over rewards.

Thank you for subscribing!

You have been successfully added to our mailing list and are now one step closer to being Wallet Savvy.

Thank You for your message!

One of our representatives will contact you shortly at first chance!

Error fill required fields!