Tangerine Money-Back Credit Card

Annual Fee $0 Additional Cards Fee $0 Annual interest rate 20.95% Cash Advances 22.95% General Points Reward 2%pts.

Travel Medical Insurance no Travel Accident Insurance no Trip Cancellation Insurance no Trip Interruption Insurance no Vehicle Rental Insurance no Travel Family Insurance no Lounge Access (four per year) no Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) no Special Offer no Purchase Protection (120 days) no Purchase Protection (90 days) yes Purchase Protection (180 days) no Lounge Access (two per year) no Lounge Access (one per year) no Mobile Payment no

Tangerine Money-Back Credit Card; $0 annual fee; earn 2% cash back in 2 spending categories of your choice (grocery, furniture, restaurants, gas, recurring bills, drugstore, entertainment, public transit, or hotel/motel); adds a 3rd 2% category when you deposit your Money-Back rewards into a Tangerine Savings Account; 0.5% cash back on all other purchases; no earn caps on 2% categories; welcome offer: extra 15% cash back for first 2 months (up to $150 cash back); money-back applied monthly as statement credit or deposit to Tangerine Savings; Mastercard Zero Liability; purchase assurance; extended warranty; 19.95% purchase APR / 19.95% cash advance; 2.5% foreign transaction fee.No-fee cash back with customizable categories; ideal for self-selecting which categories you spend most on.