Scotiabank U.S. Dollar Visa Card

Avoid currency conversion fees and enjoy purchase protection with the Scotiabank Visa US Dollar Card. Apply now!


Scotiabank U.S. Dollar Visa Card

Apply by phone 1-800-472-6842

Overview of credit card features

 
 
  • Annual Fee
$35
  • Annual interest rate
19.99%
  • Cash Advances
22.99%
  • Travel Medical Insurance
no
  • Travel Accident Insurance
no
  • Trip Cancellation Insurance
no
  • Trip Interruption Insurance
no
  • Vehicle Rental Insurance
no
  • Travel Family Insurance
no
  • Lounge Access (four per year)
no
  • Concierge Services
no
  • Price Protection Insurance
no
  • Extended Warranty (1 Year)
yes
  • Special Offer
no
  • Purchase Protection (120 days)
no
  • Purchase Protection (90 days)
yes
  • Purchase Protection (180 days)
no
  • Lounge Access (two per year)
no
  • Lounge Access (one per year)
no
  • Mobile Payment
no

Card details

Scotiabank U.S. Dollar Visa Card; $35 USD annual fee; billed in US dollars and paid from a USD account; no foreign transaction fee when spending in USD since statements are USD-denominated; no rewards program (this is a FX-avoidance tool, not a rewards card); 19.99% purchase APR (USD) / 22.99% cash advance; baseline Visa insurance: common carrier accident, purchase security, extended warranty; Visa Zero Liability; requires a Scotiabank US Dollar Daily Interest Account for payment.

This card is good for:

Canadian snowbirds, cross-border shoppers, and US-bill-subscription holders who want to eliminate FX markup on USD spending.

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