Scotiabank GM VISA Infinite Card

Annual Fee $79 Additional Cards Fee $39 Annual interest rate 19.99% Cash Advances 22.99%	Travel Medical Insurance yes Travel Accident Insurance yes Trip Cancellation Insurance no Trip Interruption Insurance yes Vehicle Rental Insurance yes Travel Family Insurance yes Lounge Access (four per year) yes Concierge Services no Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes

• First year annual fee waived
• Get closer to your new car with up to 5% in GM Earnings
• Earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter
• $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• No earning or redemption caps

• Those who would enjoy a discount on GM cars
• Those who want to earn 5% in GM Earnings on the first $10,000 spent annually, and 2% thereafter with $1 in GM Earning = $1 off the purchase price or lease of a new Chevrolet, Buick, GMC, or Cadillac
• Those who want comprehensive travel protection including: Travel Emergency Medical Insurance, Trip Interruption, Delayed and Lost Language, Flight Delay, Carrier Accident Insurance, Rental Car Insurance
• Those who want the benefits of purchase protect and extend warranty insurance up to an additional one year 
• Those who like to accumulate rewards for a long period of time as Earnings do not expire
• Those who value unlimited amount of rewards
• Those who enjoy 20% on AVIS Car Rentals worldwide

This card is worth taking a closer look at. The innovative rewards programs allows one to significantly reduce purchase or lease price on a new GM vehicle (Cadillac, Chevrolet, GMC, or Buick). The card offers one of the best combinations of rewards and features such as comprehensive travel insurance at a very affordable $79 annual fee price. Anyone who is in the market for a new car should strongly consider getting this card. With regular monthly household spend via the card, the savings are in the thousands. With $1 in rewards equal $1 off purchase price or lease, once can easily see the purchase get lowered. This card is getting two thumbs up from the WalletSavvy team.