Scotia Momentum VISA Card

1.99 Introductory interest rate


Scotia Momentum VISA Card

Overview of credit card features

 
 
  • Annual Fee
$39
  • Additional Cards Fee
$15
  • Annual interest rate
19.99%
  • Cash Advances
22.99%
  • General Cash Back Percentage
1%
  • Gas Cash Back Reward
2%
  • Groceries Cash Back Reward
2%
  • Recurring Bills Cash Back Reward
2%
  • Pharmacy Cash Back Reward
2%
  • Vehicle Rental Insurance
no
  • Extended Warranty (1 Year)
yes
  • Purchase Protection (90 days)
yes

Card details

  • $39 annual fee
  • 2% cash back on all eligible gas, groceries, recurring payments and drug store purchases (capped at $25 000)
  • 1% cash back on all other purchases
  • 1.99% introductory interest rate on cash advances and balance transfers (22.99% after 6 months)
  • Avis rental car discount

This card is good for:

  • Those who want to earn cash back on everyday purchases
  • Those who are avid travelers and would like to use their credit card worldwide

Editor`s Review

This card is among the best for the amount of cash back you can get. You earn cash back on practically anything you buy – 2% cash back on groceries, gas, drug store purchases and recurring payments, and 1% cash back on all other purchases. Not only is this card accepted worldwide, but using this card is made easier with its “contactless” way to pay – you just wave and go.  

Should you need to transfer a balance, this card has you covered - 1.99% introductory interest rate on cash advances, balance transfers and Scotia Credit Card cheques for the first six months.

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