CIBC Aerogold Visa Card for Business

Annual Fee $180 Additional Cards Fee $50 Annual interest rate 12.99% Cash Advances 14.50% Flights Points Reward 1.5pts. Other Points Reward 1pts.	Travel Medical Insurance no Travel Accident Insurance yes Vehicle Rental Insurance yes Price Protection Insurance yes Extended Warranty (1 Year) yes Purchase Protection (90 days) yes Lounge Access (one per year) yes

• Those who want to earn travel rewards on all their purchases and collect Aeroplan Miles faster
• Those who travel for pleasure or business
• Those who want premium insurance coverage
• Those who would like to enjoy perks such as Avis and Budget car rental discounts
• Those who want guaranteed hotel reservations
• Those who have a minimum household income of $35,000

If you are a small business owner and you would like to collect points and benefit from travel rewards, this card could be a great option for you. With this card you earn Aeroplan Miles that you can apply towards your next flight or other merchandise. You get 20,000 Aeroplan Miles Welcome Bonus after your first purchase which is enough for a short-haul flight in Economy class. You can also fly to destinations in Canada and the Continental USA on a long-haul flight in Economy class for as little as 25,000 Aeroplan Miles. You will be able to collect points in the following way:

• 1 Aeroplan Mile for every $1 spent using your card
• 1.5 Aeroplan Miles for every $1 spent at gas stations and travel purchases
• 1.5 Aeroplan Miles for every $1 spent at participating CIBC Bonus Rewards restaurants, hotels, inns and spas
• Earn even more Aeroplan Miles at over 150 participating Aeroplan Partners, when you use your CIBC Aerogold Visa Card for Business and present your Aeroplan Card

With this card you can also benefit from the following perks:

• Priority check-in - dedicated counters with personalized full check-in service available across the Air Canada network
• Priority boarding - dedicated priority boarding lane which allows you the luxury of boarding first across the Air Canada network
• Complimentary first checked bag on Air Canada flights
• Airport Lounge Access - Maple Leaf™ Lounge access and a One-Time Guest Pass each year to access Air Canada’s award-winning Maple Leaf Lounges when traveling on an Aeroplan Flight Reward. (Note that these passes are not replaceable if lost or stolen.)
• Lifestyle rewards - enjoy a wide variety of rewards including hotel stays, vacation packages and cruises. You can also redeem Aeroplan Miles for a wide selection of merchandise, gift cards and one-of-a-kind activities.